For anyone whose life runs on Apple hardware, the free Passwords app now built into iPhone, iPad and Mac is enough for most people. It fills logins across Safari and apps, generates strong passwords, handles passkeys and two-factor codes, and syncs through iCloud with no extra cost or setup.
It works on Windows through an iCloud extension but is clearly happiest in the Apple world, and it lacks the richer sharing and organisation of the dedicated tools. If you never leave Apple's ecosystem, it is the easiest option of all: the one you already have.
